Bank customers in seven cities across India will face disruptions in accessing regular banking services at physical branches on November 10, 2026, as several regions observe a bank holiday during the five-day Diwali festive period. According to the Reserve Bank of India's (RBI) November 2026 regional office holiday calendar, banks will remain closed in Ahmedabad, Bengaluru, and other cities under the Negotiable Instruments Act.
Regional Observances and Bank Closures
The November 10 holiday is associated with multiple regional and religious observances, including Diwali (Bali Pratipada), Deepawali (Govardhan Puja), Laxmi Puja, and Vikram Samvat New Year Day. These celebrations are observed in different regions, which is why bank holidays vary from one city to another. The RBI has specified that all public and private banks in the following cities will remain closed today:
While banks in these cities will not operate, branches in other locations will continue to serve customers as usual. This regional variation in bank holidays is a reflection of India's diverse cultural practices and the significance of the Diwali festival in various states.
- Ahmedabad
- Bengaluru
- Belapur
- Dehradun
- Mumbai
- Nagpur
Digital Banking Services Remain Available
Despite the closure of physical branches, customers can still access most routine banking services through digital channels. Internet banking, mobile banking applications, UPI, and ATM services generally remain operational. Customers can utilize these facilities for fund transfers, bill payments, balance inquiries, and other routine financial transactions.
However, services requiring physical branch visits, such as certain cheque-related transactions, cash services, document submissions, and other in-person banking services, will not be available today. This limitation may inconvenience customers who rely on face-to-face interactions for their banking needs.
Upcoming Bank Holidays on November 11
Looking ahead, banks will also remain closed in six cities tomorrow, November 11, according to the RBI's holiday calendar. These locations include:
The holiday on November 11 is observed on account of Laxmi Puja (Deepawali), Ningol Chakkouba, Bhratridwitiya, Bhaidooj, and Chitragupt Jayanti. Notably, banks in Gangtok will remain closed on both November 10 and 11. In contrast, branches in Ahmedabad, Belapur, Bengaluru, Dehradun, Mumbai, and Nagpur will observe a holiday only on November 10, while banks in Imphal, Kanpur, Kolkata, Lucknow, and Shimla will remain open today but closed tomorrow.
- Gangtok
- Imphal
- Kanpur
- Kolkata
- Lucknow
- Shimla
Customer Advisory and Recommendations
Customers are advised to check their respective bank's website or contact their nearest branch to confirm local operating hours before planning any visits. This is especially important for those who may need to conduct transactions that cannot be completed through digital channels.
In light of the ongoing festive season, it is prudent for customers to plan their banking activities in advance to avoid any disruptions. The RBI encourages the use of digital banking platforms to ensure that customers can continue to manage their finances effectively, even during regional holidays.
Summary of Bank Closures on November 10 and 11
As the festive season continues, the importance of understanding regional holidays and their impact on banking services cannot be overstated. Customers are encouraged to stay informed and utilize digital banking options to ensure seamless financial management during this period.
Looking ahead,, while the closure of bank branches in certain cities may pose challenges for some customers, the availability of digital banking services provides a viable alternative for managing financial transactions. As the country celebrates Diwali, it is essential for customers to remain aware of their banking options and plan accordingly to navigate the holiday season effectively.
| Date | Cities Closed | Reason for Closure |
|---|---|---|
| November 10 | Ahmedabad, Bengaluru, Belapur, Dehradun, Mumbai, Nagpur | Diwali (Bali Pratipada, Govardhan Puja) |
| November 11 | Gangtok, Imphal, Kanpur, Kolkata, Lucknow, Shimla | Laxmi Puja, Ningol Chakkouba, Bhaidooj |









